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- XRP surged 12% after Ripple and SEC ended their legal dispute.
- AI predicts XRP could reach $5 by 2025–2026 and $10 by 2030.
- $20 price target requires global XRP adoption and strong market conditions.
The nearly five-year-long legal dispute between Ripple Labs and the U.S. Securities and Exchange Commission (SEC) has officially concluded. Both parties jointly filed a motion to dismiss their appeals, signaling an end to the drawn-out battle. Ripple’s Chief Legal Officer confirmed the company will now focus on expanding its business operations, clearing a major hurdle for XRP’s future.
XRP Price Surges After Legal Resolution
Following the announcement, XRP’s price surged over 12% within 24 hours, climbing to $3.35 before settling around $3.19. This jump reignited investor optimism about the token’s potential, prompting renewed debate about whether XRP can surpass previous highs and reach ambitious new price targets.
Despite this increase, XRP remains slightly below its all-time peak of $3.84 reached in 2018. Market watchers are now focusing on what lies ahead and the price milestones XRP might hit in the near to long term.
AI Forecasts Predict $5 to $10 by 2025–2030
Advanced AI models from OpenAI’s ChatGPT and xAI’s Grok suggest XRP could reach $5 by late 2025 or early 2026. Factors driving this outlook include increased liquidity, stronger institutional participation, and an overall altcoin rally fueled by declining Bitcoin dominance. Bitcoin’s market share recently dropped by over 6%, creating space for altcoins like XRP to gain momentum.
Looking further ahead, a $10 price point is possible by 2028–2030, contingent on Ripple’s technology gaining broader adoption by banks and remittance providers. Ripple’s recent $200 million acquisition of Rail and a partnership with BNY Mellon to offer custody services for its RLUSD stablecoin underscore the company’s push toward mainstream financial integration.
$20 Price Target Requires Global Adoption
An XRP price of $20 implies a market capitalization of more than $1.2 trillion—an ambitious target requiring near-global adoption of XRP for cross-border settlements. Ripple CEO Brad Garlinghouse has noted the XRP Ledger could handle up to 14% of SWIFT’s transaction volume within five years, illustrating the token’s potential role as a major payment system.
Additional growth could come from tokenizing trillions in global assets on the XRP Ledger, further boosting demand. However, AI models estimate only a 20–30% chance of hitting $20 by 2030, given the scale of adoption and favorable market conditions needed.
Conclusion: Regulatory Clarity Opens Door for Growth
With the SEC lawsuit behind it, XRP has removed a major legal uncertainty, setting the stage for renewed growth potential. Market dynamics, institutional adoption, and ongoing development efforts will be crucial in determining whether XRP can realize its ambitious price targets in the coming years.
Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of Chain Affairs. Before making any investment decisions, you should always conduct your own research. Chain Affairs is not responsible for any financial losses
Also Read: Ripple Confirms 1B XRP August Unlock After Community Speculation
I’m your translator between the financial Old World and the new frontier of crypto. After a career demystifying economics and markets, I enjoy elucidating crypto – from investment risks to earth-shaking potential. Let’s explore!
