XRP ETF Approval Could Come by October 2025 as SEC Nears Final Decision

Sean Williams
XRP ETF

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  • XRP ETF approval could come within 60 days.
  • The CLARITY Act may accelerate crypto ETF approvals.
  • Both ETF decisions and Ripple’s banking license hinge on October.

The U.S. Securities and Exchange Commission (SEC) has postponed its ruling on multiple spot XRP ETF applications, extending deadlines into October 2025. Proposals from Bitwise, CoinShares, Grayscale, Canary Capital, and 21Shares remain under review, with final decisions expected by October 18–19. This delay has heightened anticipation, as approval could mark a turning point for XRP adoption.

Analyst Sees Approval Within 60 Days

ETF analyst Nate Geraci, President of The ETF Store, suggested on X that spot XRP ETFs could be approved within the next 60 days. He highlighted that the SEC appears to be preparing for a wave of approvals across altcoin-focused ETFs, including Solana and Litecoin. Geraci also noted that Ethereum spot ETFs with staking options may receive approval “any day now,” signaling a broader regulatory shift toward embracing crypto-backed investment products.

Institutional Access and Market Impact

If approved, an XRP ETF would provide institutional investors with regulated access to the asset. This could significantly increase inflows, as large investors often prefer ETFs for their compliance and custody advantages. Analysts believe this could accelerate XRP’s mainstream acceptance while reinforcing its position in the digital asset market.

Also Read: October 2025 Showdown: XRP ETFs and Ripple’s Banking License Could Change Everything

CLARITY Act Could Boost Momentum

Adding to the momentum, the recently passed CLARITY Act in the U.S. House could reshape how digital assets are classified. The Act introduces “investment contract assets,” allowing tokens to shift from securities to commodities as they become decentralized. If passed by the Senate, it would give the SEC and CFTC clearer roles, reducing regulatory uncertainty for projects like Ripple. This clarity may speed up ETF approvals and provide a friendlier environment for crypto innovation.

October is shaping up to be a critical month not just for XRP ETF decisions but also for Ripple’s pending application for a U.S. national banking license. Both outcomes could significantly impact Ripple’s future and the broader crypto ecosystem. As Geraci put it, the rest of 2025 “should be wild” with multiple regulatory and institutional milestones converging.

Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of Chain Affairs. Before making any investment decisions, you should always conduct your own research. Chain Affairs is not responsible for any financial losses

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