Ripple Buys Rail for $200M to Boost XRP and RLUSD

RLUSD

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Key Takeaways:

  • Ripple is acquiring stablecoin platform Rail for $200M to expand crypto payment solutions.
  • The deal boosts adoption of XRP and RLUSD in Ripple’s infrastructure.
  • Ripple aims to lead global stablecoin payments, pending Q4 2025 deal closure.

Ripple has announced its latest strategic move — the $200 million acquisition of Toronto-based stablecoin platform Rail — aimed at strengthening its position in the global crypto payments sector. The acquisition is expected to accelerate adoption of both XRP and RLUSD, Ripple’s key digital assets.

A New Era for Ripple’s Stablecoin Strategy

The acquisition of Rail follows Ripple’s earlier $1.25 billion purchase of brokerage firm Hidden Road, signaling an aggressive expansion strategy. Ripple stated the Rail deal will enable it to offer virtual accounts and automated back-office infrastructure, further simplifying and scaling its payment services.

The integration will also allow Ripple to deliver one of the most comprehensive stablecoin payment solutions in the market, enhancing its value proposition for institutions using RLUSD and XRP for cross-border settlements.

XRP and RLUSD at the Core of Ripple’s Vision

Ripple emphasized the growing importance of XRP and RLUSD in its payment ecosystem. XRP continues to serve as the bridge asset for fast, low-cost transactions, while RLUSD stablecoin adoption is rising, recently surpassing a $600 million market cap.

XRP Daily Chart
Source: TradingView; XRP Daily Chart

According to TradingView, XRP surged over 4% in the past 24 hours, trading above $3.07 after the announcement. The boost reflects market confidence in Ripple’s long-term roadmap and the strategic importance of the Rail acquisition.

Also Read: Ripple vs SEC: Will August 15 Finally End the Legal Battle?

Executive Backing and Strategic Outlook

Ripple President Monica Long said stablecoins are becoming foundational to modern finance, and the Rail deal will help drive innovation in global payments. CEO Brad Garlinghouse echoed this on X (formerly Twitter), stating that Ripple and Rail aim to become the leading provider of stablecoin payments infrastructure for global institutions.

While the deal still awaits regulatory approval and is expected to close in Q4 2025, Ripple’s acquisition of Rail marks a significant step in its push to dominate stablecoin-powered crypto payments. The move strengthens Ripple’s product suite, expands its infrastructure, and puts XRP and RLUSD in a central role for institutional adoption.

Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of Chain Affairs. Before making any investment decisions, you should always conduct your own research. Chain Affairs is not responsible for any financial losses.