Key Takeaways
- Ripple (XRP) and Stellar (XLM) are recognized within ISO and IEEE frameworks, positioning them for seamless integration into global finance.
- Their role as pre-mined coins goes beyond trading; they are structural models for regulatory-compliant blockchain adoption.
Crypto researcher SMQKE has reignited the conversation around the strategic relevance of Ripple (XRP) and Stellar (XLM), calling them “the most important pre-mined coins.” In a recent tweet supported by official documentation, SMQKE emphasized that these assets hold far more significance than mere market speculation—they are foundational components in the evolving structure of global finance.
This view echoes findings from a previous analysis where he outlined the role of XRP and XLM as core frameworks in building compliance and interoperability standards for blockchain technologies.
ISO 20022 Recognizes Ripple and Stellar
A central pillar of SMQKE’s argument is the acknowledgment of Ripple and Stellar within the ISO 20022 standard—a global messaging protocol being adopted by financial institutions to streamline cross-border transactions. This standard is designed to unify how data is exchanged between banks, fintechs, and blockchain systems.
According to the documentation referenced by SMQKE, Ripple and Stellar are not just mentioned but cited as reference models for distributed ledger technology (DLT) integration. This positioning gives both networks a significant edge as regulatory-compliant platforms for global payment infrastructure.
Also Read: Analyst Predicts XRP’s “Final Run Up” Within 2–4 Weeks: Will History Repeat?
IEEE 4210 Framework Includes Ripple and Stellar Consensus
Adding to their credibility, SMQKE also points to the IEEE 4210 blockchain reference architecture. Developed by the Institute of Electrical and Electronics Engineers, this technical framework helps developers and policymakers design compliant blockchain ecosystems.
Ripple’s and Stellar’s consensus mechanisms are listed alongside major models like proof-of-work and proof-of-stake. Their inclusion in IEEE’s standards underlines a deeper institutional acknowledgment, beyond crypto-native ecosystems.
Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of Chain Affairs. Before making any investment decisions, you should always conduct your own research. Chain Affairs is not responsible for any financial losses
