Crypto analyst JD (@jaydee_757) has stirred the XRP community with a bold forecast, setting a two-digit price target ranging from $10 to $99. Currently trading at $2.41, JD’s prediction suggests a surge of 314.8% to 4,007.9%, sparking intense debate among XRP investors.
JD’s outlook, shared on X, emphasizes the importance of profit-taking, warning that 95% of market participants will lose money by not securing gains at key levels. He has long referred to these investors as “dumb money investors,” claiming that only 5% will act wisely and capitalize on XRP’s potential rally.
My Top target for #XRP are in the 2-digits… Between $10 – $99
— JD 🇵🇭 (@jaydee_757) May 9, 2025
Make sure to take calculated profits as the 95% will lose in the end!
We need majority to lose big for us 5% to win big ! Lets geeet it!🙏💪 #XRPArmy #XRPCommunity
This perspective aligns with the sentiment held by many seasoned traders who argue that successful investing hinges on disciplined exits rather than holding indefinitely. Another analyst echoed JD’s stance, suggesting that most investors will sell when XRP hits $10, missing out on potentially larger gains.
The post has divided the XRP community, with some advocating for profit-taking while others remain committed to long-term holding based on XRP’s future utility in financial settlements. One user dismissed those with modest expectations, advising them to cash out between $3.5 and $5, while asserting that strong investors aim for higher exits.
Also Read: $18.3 Million XRP Transfer Sparks Speculation — What Are the Whales Planning?
Edoardo Farina, a well-known XRP proponent, likened selling at current levels to giving XRP away to institutions, advocating for long-term holding. JD countered this view, clarifying that his strategy involves securing profits once XRP’s utility is fully realized, suggesting a balanced approach between short-term gains and long-term potential.
In response to a commenter predicting four-digit XRP prices, JD cautioned against holding out for unrealistic targets, asserting that such expectations could lead to missed opportunities. His stance underscores the ongoing debate within the XRP community: Should investors take profits at key levels or hold for the long-term utility-driven surge?

Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of Chain Affairs. Before making any investment decisions, you should always conduct your own research. Chain Affairs is not responsible for any financial losses.
I’m a crypto enthusiast with a background in finance. I’m fascinated by the potential of crypto to disrupt traditional financial systems. I’m always on the lookout for new and innovative projects in the space. I believe that crypto has the potential to create a more equitable and inclusive financial system.