A recent tweet by Ripple enthusiast RippleMaestro has ignited a heated debate within the cryptocurrency community, suggesting that XRP could surge to over $400 if major banks experience a fear of missing out (FOMO). This bold prediction implies a staggering 15,300% increase from current prices, which has intrigued many and fueled further speculation.
If the major banks start their FOMO, #XRP could spike to $400+ per token 🔥 $XRP 🚀💥 pic.twitter.com/ptx9MHl1SR
— RippleMaestro〽️ (@Ripplemaestro) February 12, 2025
The discussion gained momentum after M. A. Williams responded sarcastically, “I think $400K per coin since we’re just throwing numbers out. lol,” poking fun at the speculative nature of such price targets. Meanwhile, commenter KK pointed out the significant hurdles to institutional adoption, such as the ongoing SEC lawsuit against Ripple and the absence of clear regulatory frameworks. KK emphasized, “SEC needs to drop the lawsuit and Congress needs to roll out rules for the banks so they can move forward. Until then, too much risk for them.”
Some in the community, like BS. Crypto, expressed skepticism, noting that banks tend to be slow to adopt new technologies. BS. Crypto remarked, “Banks are usually last to get it. Let’s see how long it takes them to FOMO. I say they figure it out somewhere around $10/XRP – dimwits.” This sentiment reflects a belief that retail investors may lead the way in XRP adoption, with institutional players catching on later.
Notably, the idea of XRP reaching $400 is not new. Cryptocurrency analyst Egrag Crypto made a similar prediction last year, citing the “Bull Market Line” technical indicator, which has historically preceded substantial price rallies. While XRP has surpassed the $1.2 mark, the much-anticipated $400 price point remains elusive.
Also Read: SEC Acknowledges Grayscale’s XRP and Dogecoin ETF Filings, Decision Deadline Set for Mid-October
Despite these speculative forecasts, there is no concrete evidence to suggest that XRP is poised for such a dramatic rise. Regulatory uncertainty and the pace of institutional adoption will likely remain the key factors shaping XRP’s long-term value. As the debate rages on, only time will tell if XRP can indeed experience the meteoric rise many are hoping for.
Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of Chain Affairs. Before making any investment decisions, you should always conduct your own research. Chain Affairs is not responsible for any financial losses.
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