XRP Price Stagnates After SEC Settlement as Adoption Becomes Key Driver

Sean Williams
Ripple XRP

Getting your Trinity Audio player ready...
  • XRP lawsuit officially closed with Ripple’s $125M penalty.
  • Price stagnation continues despite regulatory clarity and ETF approval.
  • Ecosystem growth and adoption are now critical to XRP’s future.

Stay ahead with real-time updates and insights—Join our Telegram channel!

After years of anticipation, XRP has finally reached full regulatory clarity. Ripple’s settlement with the SEC, including a $125 million penalty paid in August, officially closed the case that hung over the token for half a decade. But despite this long-awaited milestone, XRP’s price remains stuck below $3, frustrating investors who expected the lawsuit’s end to spark a major rally.

Lawsuit No Longer a Justification

Prominent crypto lawyer Bill Morgan recently emphasized that the lawsuit can no longer serve as an excuse for XRP’s underperformance. He noted that the legal battle “has run its course,” leaving adoption, market demand, and innovation as the true drivers of future price action.

The conclusion of appeals in August preserved a key distinction between retail and institutional sales, giving XRP unique clarity compared to most altcoins. Yet the token has failed to capitalize on supportive events, including the approval of the first U.S. spot XRP ETF earlier this year.

Ecosystem Growth Beyond Legal Closure

While the price remains sluggish, XRP’s ecosystem has expanded. Flare Network launched a stablecoin backed by XRP, designed to boost liquidity and strengthen DeFi applications. In Japan, gaming and blockchain firm Gumi allocated 2.5 billion yen ($17 million) to an XRP treasury, aligning with SBI Holdings’ blockchain finance strategy.

Source: CMC Data

Ripple itself is pressing forward with its stablecoin project, RLUSD, set to launch in African markets through partnerships with fintechs like Chipper Cash, VALR, and Yellow Card. The rollout will inject $700 million into cross-border payment corridors, highlighting Ripple’s continued global ambitions.

Also Read: XRP Eyes $10 as New ETF Launch Drives $37M Market Surge

Adoption, Not Legal Battles, Will Decide XRP’s Future

With the lawsuit behind it, XRP no longer has regulatory uncertainty weighing it down. Market observers argue that the token’s fate now hinges on real-world adoption, innovation in payments and DeFi, and whether institutions embrace it as a treasury asset.

For the community, the message is clear: price growth will not come from legal victories alone—it will come from proving XRP’s utility in a rapidly evolving financial system.

Stay ahead with real-time updates and insights—Join our Telegram channel!

Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of Chain Affairs. Before making any investment decisions, you should always conduct your own research. Chain Affairs is not responsible for any financial losses.

Related Posts