XRP ETF Could Attract $150M–$20B in Inflows, AI Predicts Historic Launch

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  • XRP ETF could attract $150M–$20B in initial investments.
  • Regulatory clearance under the ’40 Act paves the way for launch.
  • Historical crypto ETF trends suggest strong investor appetite.

The crypto world is buzzing over a potential XRP exchange-traded fund (ETF), with fresh projections suggesting a historic launch. Zach Rector recently shared insights from Grok—Elon Musk’s AI platform—highlighting just how significant investor interest could be once the fund goes live.

AI Predicts Massive Investor Demand

According to Grok, an XRP ETF filed under the U.S. Investment Company Act of 1940 could attract between $150 million and $20 billion in initial inflows. While the range is wide, it reflects historical trends seen in crypto ETFs. Rector emphasized that these numbers aren’t mere speculation—they mirror early-stage inflows seen with major products like Grayscale’s Bitcoin Trust (GBTC), which drew billions after structural changes made the fund more accessible to mainstream investors.

Even at the lower end, the XRP ETF would rank among the most successful crypto ETF debuts to date, highlighting strong demand for regulated digital-asset products.

Regulatory Clearance Clears the Path

The proposed XRP ETF has already crossed a key regulatory milestone. The SEC’s 75-day review period expired on September 10, 2025, without objections, allowing the fund to proceed under the ’40 Act unless new concerns arise. This “automatic go-live” feature is crucial, as it signals regulatory confidence and sets the stage for potentially large early inflows.

Lessons from Previous Crypto ETFs

Historical precedent reinforces optimism. GBTC remains the largest crypto-linked ETF, proving that billions can flow into digital-asset funds when investors gain confidence in regulatory oversight. More recently, the Solana-focused REX ETF (SSK) demonstrated rapid uptake for altcoin-focused products, showing that demand can spike quickly for well-structured, accessible funds.

Also Read: Coinbase XRP Cold Wallets Plunge 90%: Could a Supply Crunch Push Prices Higher?

Several variables will determine the XRP ETF’s ultimate success. Market sentiment, XRP price movements, custody arrangements, and expense ratios will all influence adoption. Institutional interest, including participation from asset managers and trading firms, will be critical. Early trading volume, liquidity, and narrow bid-ask spreads will provide the clearest signal of long-term viability.

With regulatory hurdles effectively cleared and investor appetite high, the XRP ETF is poised to become a landmark product in the crypto-ETF space. Whether initial inflows hit the modest $150 million mark or approach a staggering $20 billion, the coming weeks will reveal how big this launch can be—for XRP and digital assets as a whole.

Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of Chain Affairs. Before making any investment decisions, you should always conduct your own research. Chain Affairs is not responsible for any financial losses.