VALR Launches 'Borrow': Users Can Now Access Extra Funds Without Selling Crypto -

Johannesburg, South Africa, August 25th, 2026, Chainwire

VALR, Africa’s leading crypto exchange and infrastructure provider, has announced the launch of Borrow, a new product that enables users to free up funds by using their crypto holdings as collateral, without having to sell their assets.

Designed for both everyday crypto investors and corporate clients, Borrow provides a fast, flexible way to take out a loan against holdings such as Bitcoin (BTC), Ethereum (ETH), and other crypto assets. By using crypto to secure a loan rather than selling it, users maintain ownership of their assets and remain positioned for potential price growth. Upon borrowing, funds are instantly credited to the user’s VALR account and can be traded across VALR’s markets, converted to fiat currency, withdrawn, or spent with VALR Pay.

Supported by VALR’s institutional security standards and world-class custody solutions, the borrowing process is fully automated with zero credit checks or traditional paperwork. Instead, loan limits are calculated based on the value of the crypto selected as collateral and the risk profile of the asset. Users enjoy complete flexibility with no fixed repayment schedules or early settlement fees, allowing them to repay at their own pace or adjust their collateral as market conditions change.

“Our goal with Borrow is simple: to give our users quick access to funds whenever they need them, without forcing them to sell the crypto they believe in,” said Badi Sudhakaran, Chief Product Officer at VALR. “Whether you need funds to cover a short-term everyday expense, capture a new investment or yield opportunity, or manage business liquidity, Borrow provides a seamless bridge between long-term crypto asset ownership and immediate financial flexibility.”

The launch of Borrow further expands VALR’s comprehensive product suite, which includes simple swaps, spot and margin trading, perpetual futures, staking, lending, VALR Pay, and OTC services.

To learn more or start borrowing, visit https://www.valr.com/en/borrow

ABOUT VALR

Founded in 2018, headquartered in Johannesburg, and backed by leading investors including Pantera Capital, Coinbase Ventures, and Fidelity’s F-Prime Capital, VALR is Africa’s leading crypto exchange and infrastructure provider, offering a comprehensive suite of products, including Spot Trading, Spot Margin, Perpetual Futures, Staking, Lending, Borrowing, OTC services, VALR Invest, Crypto Bundles, and VALR Pay. Licensed by South Africa’s FSCA, and with a provisional license from the Cayman Islands Monetary Authority, VALR serves over 1.9 million registered users and 1,900 corporate and institutional clients worldwide. VALR is dedicated to advancing a just financial future that upholds human dignity and the unity of mankind. For more information, visit valr.com.

Risk Disclaimer

Trading or investing in crypto assets is risky and may result in the loss of capital as the value may fluctuate. VALR (Pty) Ltd is a licensed financial services provider (FSP #53308).

Borrowing crypto assets involves risk. Depending on market movements and your obligations under the applicable borrowing arrangements, you may incur losses and could lose some or all of the crypto assets or fiat currency provided as collateral. Borrowing services are provided by VALR Loans (Pty) Ltd (Registration Number 2020/658530/07 and NCR registration number NCRCP15447).

Please refer to VALR’s Risk Disclosures and Earn Terms of Service.