|
Getting your Trinity Audio player ready...
|
- XRP delivered a 5.168x ROI in the past year, turning $1,000 into over $5,100.
- XRP’s yearly gains outperformed Ethereum’s 1.854x return.
- Current risk level at 0.737 suggests further upside before a market top.
XRP has once again proven to be one of the most profitable crypto assets to hold, with data showing that long-term investors recorded a 5.168x return on investment (ROI) over the past 12 months. Despite recent volatility and price retracements, XRP’s performance has outpaced many major cryptocurrencies, including Ethereum.
XRP’s One-Year ROI Surges Above 5x
According to data shared by analyst Benjamin Cowen using Into The Cryptoverse metrics, XRP holders who purchased the token one year ago have seen their portfolios grow over 417%. The ROI multiplier currently stands at 5.168, meaning a $1,000 investment in XRP a year ago would now be worth over $5,100.
The massive gains came as XRP climbed from $0.58 in August 2024 to a peak of $3.66 in July 2025 before consolidating. At its current price of $3.00, XRP remains up more than fivefold, underscoring the rewards of long-term holding.
Outperforming Ethereum and Other Majors
While Ethereum has also rallied, its 365-day ROI sits at 1.854x, representing less than a twofold gain. This stark contrast highlights how XRP has been significantly more rewarding for long-term investors compared to ETH. Historically, XRP has delivered explosive gains in bull cycles, including a 100x rally in 2017 and 10x upside in 2021, though steep corrections have followed during bear markets.
Risk Metrics Point to More Room for Growth
In addition to ROI data, Cowen shared XRP’s historical risk level chart, which gauges market conditions between 0 (low risk) and 1 (high risk). Historically, XRP has peaked when the metric touched 1, as seen during tops in 2013, 2017, 2018, and 2021.
Also Read: XRP ETF Approval Odds Hit 85% — Analysts See Prices Surging to $10–$50
Currently, XRP’s risk level stands at 0.737—elevated but not yet at extreme levels. This suggests that, while caution is warranted, XRP may still have further upside potential before reaching a cycle top, barring external market shocks.
XRP’s 417% yearly gain highlights its potential as a high-performing digital asset for long-term investors. With risk metrics showing room for growth and its ROI far outpacing Ethereum’s, XRP could remain a standout performer in the current market cycle. However, as history has shown, volatility remains an inherent part of XRP’s journey.
Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of Chain Affairs. Before making any investment decisions, you should always conduct your own research. Chain Affairs is not responsible for any financial losses
I’m a crypto enthusiast with a background in finance. I’m fascinated by the potential of crypto to disrupt traditional financial systems. I’m always on the lookout for new and innovative projects in the space. I believe that crypto has the potential to create a more equitable and inclusive financial system.
