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- YoungHoon Kim projects XRP reaching $100 within five years
- Interest in XRP is rising amid ETF and institutional momentum
- Conservative forecasts remain far below triple-digit levels
A new XRP price prediction is making waves after tech entrepreneur YoungHoon Kim — who claims to hold the world’s highest recorded IQ — suggested XRP could reach $100 within the next five years. While Kim stressed the view reflects his personal outlook rather than investment advice, the comment has reignited debate around XRP’s long-term potential.
The attention is notable given Kim’s reputation as a long-time Bitcoin supporter, making his growing interest in XRP harder for the market to ignore.
From Bitcoin Maximalism to Broader Crypto Exposure
Kim has spent years publicly backing Bitcoin, frequently describing it as entering a new supercycle and pointing to six-figure price targets. That stance appeared unchanged until recently, when he revealed plans to begin accumulating XRP alongside Bitcoin.
Rather than signaling a shift away from BTC, Kim framed the move as diversification. His latest XRP comments build on that change, extending it into a multi-year bullish outlook that places XRP in triple-digit territory by the early 2030s.
At current prices near $2, such a move would represent a dramatic increase — though Kim acknowledged the timeline depends on broader adoption and market conditions.
Why XRP Optimism Is Growing
Kim’s comments arrive as momentum around XRP appears to be improving. Recent developments frequently cited by the community include strong inflows into newly launched XRP exchange-traded funds, growing institutional involvement, and Ripple securing regulatory approvals that strengthen its position in traditional finance.
Supporters argue XRP’s focus on cross-border payments and its growing role in tokenized financial infrastructure give it a clearer use case than many speculative assets. With global XRP wallet counts still relatively small compared to the world’s population, proponents believe adoption remains in its early stages.
Also Read: $1B Inflows and Counting: Why XRP ETFs Are Winning While BTC ETFs Lose
Bullish Views vs. Conservative Forecasts
Not all analysts share the $100 vision. While some XRP-focused commentators argue that long-term adoption could justify triple-digit prices, mainstream research firms remain far more cautious. Several industry forecasts place XRP well below that level by 2030, even under optimistic assumptions.
That gap highlights the uncertainty surrounding long-term crypto valuations.
Whether XRP reaches $100 within five years is far from settled. Still, comments from figures like YoungHoon Kim add fuel to a broader conversation: XRP is increasingly being viewed not just as a legacy token, but as a long-term infrastructure play. For now, the prediction is less a verdict — and more a signal of shifting sentiment.
Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of Chain Affairs. Before making any investment decisions, you should always conduct your own research. Chain Affairs is not responsible for any financial losses.
I’m a crypto enthusiast with a background in finance. I’m fascinated by the potential of crypto to disrupt traditional financial systems. I’m always on the lookout for new and innovative projects in the space. I believe that crypto has the potential to create a more equitable and inclusive financial system.
