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- Changelly projects XRP could hit $501–$2,406 by 2040, implying massive market growth.
- Experts and AI platforms remain skeptical, offering more cautious estimates.
- Such targets would require unprecedented adoption and liquidity inflows.
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XRP is trading around $3, yet long-term projections from analysts and exchanges have reignited bold discussions about its future. Cryptocurrency exchange Changelly recently released an ambitious forecast suggesting XRP could soar well beyond triple-digit levels, potentially entering the four-digit range by 2040.
Changelly’s Ambitious Forecasts
According to Changelly, XRP could reach $501.59 by February 2040, with an average price of $436.40 that year. More strikingly, the exchange projects a maximum price of $2,406 by December 2040, representing an astronomical 84,000% gain from today’s levels. These targets, however, would imply market capitalizations ranging from $29 trillion to $142 trillion — figures surpassing the current value of gold and even the global stock market.
Community and Expert Perspectives
Optimism about XRP’s future is not limited to Changelly. Prominent commentator Linda Jones has argued that XRP could eventually trade above $100. Meanwhile, Jake Claver, Managing Director at DAG, has suggested even loftier predictions of $10,000 per token.
Still, many analysts remain cautious. Historical context shows that while XRP has achieved massive gains — surging 75,000% between 2017 and 2018 — replicating such growth at higher valuations would be far more challenging.
Also Read: XRP Ledger Cited in BRICS Report on Smart Contracts and Trade Finance
AI and Alternative Projections
Forecasting platforms powered by artificial intelligence offer more restrained scenarios. ChatGPT suggests XRP could approach $501 between 2040 and 2050 but dismisses $2,406 as unrealistic. Google Gemini avoids concrete price timelines, while Grok AI places the $501 milestone as early as 2030–2035 under ideal conditions but considers four-digit targets improbable within the next two decades.
XRP’s potential remains a subject of speculation, with forecasts ranging from conservative to extraordinary. Reaching $500 or higher would require unprecedented adoption and liquidity inflows, far beyond current market structures. While Changelly’s projections highlight the optimism within the XRP community, alternative assessments underscore the uncertainty and risks tied to such long-term predictions.
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Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of Chain Affairs. Before making any investment decisions, you should always conduct your own research. Chain Affairs is not responsible for any financial losses.
I’m your translator between the financial Old World and the new frontier of crypto. After a career demystifying economics and markets, I enjoy elucidating crypto – from investment risks to earth-shaking potential. Let’s explore!
