XRP Q4 Outlook: Accumulation Peaks, $3 Target in Sight — Will Investors Hold?

Ripple (XRP)

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  • XRP accumulation off exchanges is at a 5-year high, signaling strong investor confidence.
  • Breaking $2.54 is crucial for XRP to target $2.64–$3.00.
  • Q4 between Halloween and Christmas is decisive for the altcoin’s next move.

As the year-end approaches, XRP investors are cautiously optimistic, watching to see whether the altcoin can replicate its past Q4 gains or succumb to renewed selling pressure. Historical trends show mixed signals, making the upcoming weeks crucial for price direction.

Historical Q4 Performance: Lessons Learned

XRP’s Q4 history is a rollercoaster. In 2022, the FTX collapse triggered sharp losses, wiping billions off the market and leaving XRP deeply in the red. A year later, the altcoin began recovering, supported by shifting regulatory sentiment.

XRP Quarterly Performance.
XRP Quarterly Performance. Source: CryptoRank

Q4 2024, however, was a standout period for XRP. Investor confidence surged as the Ripple-SEC lawsuit neared resolution, coupled with anticipation of a friendlier regulatory environment. The result? A staggering 363% rally, driving XRP to multiyear highs and showcasing the altcoin’s potential when market sentiment aligns.

XRP Q4 2024 Performance
XRP Q4 2024 Performance. Source: TradingView

Q4 2025: Building a Bullish Base

Entering Q4 2025, the coin is showing signs of a strong foundation. On-chain metrics indicate accelerated accumulation, with over 960 million XRP—worth roughly $2.3 billion—moved off exchanges since early October. This reduction in available supply has pushed exchange balances to their lowest since 2020, signaling long-term investor confidence. Historically, such accumulation often precedes price rallies by limiting immediate selling pressure.

Price Outlook: Key Levels to Watch

XRP is currently trading at $2.42 after a 14% month-to-date decline. Recovery hinges on reclaiming the $2.54 level. Breaking and holding above this point could open the door to $2.64, with the potential to retest $3.00 if past trends repeat. Conversely, a drop below $2.27 may trigger a slide toward $2.00, challenging the bullish thesis.

Also Read: Evernorth’s $1B XRP Bet: SBI, Ripple, and Kraken Back World’s Largest XRP Treasury

The weeks between Halloween and Christmas will be pivotal, with historical patterns and current accumulation suggesting potential for a year-end rally. Investors are advised to monitor exchange flows and key resistance levels closely.

While past performance is no guarantee, XRP’s historical Q4 rallies, coupled with strong accumulation trends, offer cautious optimism. Investors should watch critical price levels and market sentiment as the altcoin navigates the decisive final quarter.

Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of Chain Affairs. Before making any investment decisions, you should always conduct your own research. Chain Affairs is not responsible for any financial losses.